Home Contents Insurance

You have a home full of things that you need and love – clothes, TV, kitchen appliances, keepsakes, furniture, and gadgets. Surely, if stuff’s worth owning, then it’s worth protecting. After all, if you’re burgled, or you have a flood or a fire, it’s up to you to replace everything that’s stolen or ruined. And that could get pretty pricey. But don’t worry – tenants contents insurance financially protects your home’s contents. Prices start from as little as 45p per week, £1.47 per month, or £15.65 for 12 months contents cover*. Then, if the worst happens, you could claim on your insurance, and if covered, this would pay to repair or replace your contents – and you won’t need to pay an excess. Way less stressful than finding spare cash in an emergency, right?

*Prices shown are for £4,000 of contents insurance cover, based on postcode area and include a transaction fee. They exclude accidental damage and optional covers. The price you pay will depend on your individual circumstances, postcode and cover chosen. RSA price data March 2025.

Visit the website today to find out more or call 0345 671 8172.

Please see documents below for information on the RSA home contents insurance policy:

RSA Home Contents Insurance - Policy Wording (pdf, 732kb)

RSA Home Contents Insurance - Insurance Product Information Document (pdf, 44kb)

RSA Home Contents Insurance - Essential Information Document (pdf, 74kb)

RSA Home Contents Insurance - Application Form (pdf, 756kb)

Let’s protect what makes your place a home

What you need to know about RSA’s tenants contents insurance:

  • Tenants contents insurance financially protects the contents in your home, garage, and shed.
  • Cover includes improvements you make to your home, such as new laminate flooring or a fitted kitchen.
  • Prices start from 45p per week, £1.47 per month, or £15.65 for 12 months contents cover*.
  • You can pay weekly, fortnightly, monthly, or in one upfront payment until your yearly review date – whatever suits you best.
  • No nasty surprises – no excess on claims and no fees for changing your details or cancelling your policy.
  • You don’t have to have special door or window locks – as long as your external doors lock, it’s fine.
  • You can upgrade your cover to protect your home’s contents against accidental damage.
  • You have the option to protect your belongings whilst away from your home, and if you have them, you can also cover your bicycles, hearing aids, and wheelchair/mobility scooter(s) whilst away from your home.
  • More than 25,000 tenants have already chosen RSA for their contents insurance**, so they understand what you need from them.
**Number of customers with an active tenants contents insurance policy February 2025.
  • As your landlord/housing association, we’ve given our thumbs-up to RSA’s tenants contents insurance so you know you’re in safe hands.
  • RSA will be there for you, if you ever need to make a claim and will put things right as quickly as they can.
  • In the last two years, RSA has paid more than 1,700 claims with a value of £1.4 million***.
***RSA claims data February 2023 – January 2025

This is a monthly policy, so you’re only committing to a contract each month when you pay for it to renew. Your price and cover will stay the same each month, unless you want to change it.

On a set date each year there is a review of your policy terms, conditions and price, which may mean they will change. We will send you everything you need to know about this. So you can decide if you want to continue with the policy or not. If we are not able to continue to offer you insurance, you will be notified of any changes in good time.